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PayPal: PayPal Credit reviews

4.73
Based on 154,578 reviews, last reviewed 6th Jul 2026
1452% increase in 5 star reviews
in the past 90 days
1727% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always find them extremely helpful and any issues re... Always find them extremely helpful and any issues resolved quickly Reviewed on: 6th July 2026
Ruth B's avatar
Ruth B

Latest lowest rating:

2

Ripped off by seller. Ripped off by seller. PayPal was zero use in getting any .money back. Would not use again. Reviewed on: 6th July 2026
Kwest's avatar
Kwest

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (159495)

Perfect match for my credit needs

5
Perfect match for my credit needs Reviewed on: 17th May 2024

Fast, safe and efficient way to pay.

5
Fast, safe and efficient way to pay. Reviewed on: 17th May 2024

WHENYOU BUY WITH THE SAFTY OF PAYPAL YOUVE GOT A GU...

5
WHEN YOU BUY WITH THE SAFTY OF PAYPAL YOUVE GOT A GURENTEE AGAINST SCAMS Reviewed on: 17th May 2024

Whatever I buy online it is with PayPal.

5
Whatever I buy online it is with PayPal. If the vendor does not accept PayPal I get the item elsewhere. I love to use the 3 payment option & also 4 payments which I have used quite often. I feel confident when paying with this method Reviewed on: 17th May 2024

Love PayPal credit

5
Love PayPal credit, i know i am fully protected if there are any issues and it is so easy to checkout online you don't have to get your wallet and type your standard credit card details. Reviewed on: 17th May 2024

Good but could be better.

4
Only gripe is I don't like the delay in a payment showing up as deducted from my account. Reviewed on: 17th May 2024

First choice,best choice

5
Available on most websites, payment plans available too,great and easy to use Reviewed on: 17th May 2024

Help at hand when making a purchase

5
I prefer to use PayPal because of support with any purchase Reviewed on: 17th May 2024

Never problem with paypal .

5
Never problem with paypal .always good service Reviewed on: 17th May 2024

Paying in 4 is great, especially in the middle of th...

5
Paying in 4 is great, especially in the middle of the month when the bank balance is getting depleted Reviewed on: 17th May 2024

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