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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176490 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176508)

I only ever use PayPal for sending and receiving money.

I only ever use PayPal for sending and receiving money. So easy. The customer service has always been great if I’ve ever had to use it. Reviewed on: 8th June 2024

Security payments Easy money back I like it

Security payments Easy money back I like it Reviewed on: 8th June 2024

Easy to use and great interest free options

Easy to use and great interest free options Reviewed on: 8th June 2024

Very easy to access and use.

Very easy to access and use. Convenient. Reviewed on: 8th June 2024

Great tool

Amazing service, easier to use then klarna Reviewed on: 8th June 2024

PayPal credit has been fantastic

PayPal credit has been fantastic and I use it regularly. The only problem I had was it took forever to increase my credit limit. Overall, a fantastic service and much cheaper than a credit card. I just wish I had a higher limit. Reviewed on: 8th June 2024

For people who live pay check to pay check

For people who sometime struggle with pay checks due to a lack of shifts in some months Paypal credit really helps and allows bigger purchases to be made and split over a longer time. I use it for all my bigger purchases and it allows me to balance bills better. Reviewed on: 8th June 2024

Easy to use and secure.

Easy to use and secure Easy to use. Can pay friends and family and use it on lots of payments Reviewed on: 8th June 2024

Easy and safe to use

I am able to spend with PayPal credit card at a lot of retailers and it’s super easy to monitor my spending aswell as paying back what I owe. It’s also super safe, I something have to verify my identity by opening the app so PayPal can verify the transaction is being made by me. Reviewed on: 8th June 2024

Useful and flexible means of borrowing.

Useful and flexible means of borrowing. Reviewed on: 8th June 2024

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