Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176386 reviews)

View other PayPal products

4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (176392)

I use it a lot to help with my spending to buffer it...

I use it a lot to help with my spending to buffer it out, and it’s very helpful Reviewed on: 8th June 2024

Really good way to purchase, exceptional customer se...

Really good way to purchase, exceptional customer service. Always helpful and reliable. I love shopping with PayPal. Secure, fast and you can obtain what you want and pay over time. Win win Reviewed on: 8th June 2024

It’s perfect for using to book holidays.

It’s perfect for using to book holidays. And things that you can’t pay for all at once. Flexible payment methods as well. Reviewed on: 8th June 2024

Excellent credit service pay everything with it, gre...

Excellent credit service pay everything with it, great does things you want to spread payments on Reviewed on: 8th June 2024

flexible option to spread the cost

Good service and flexible option to spread the cost of purchases. Reviewed on: 8th June 2024

I have a good service with paypal

I have a good service with paypal Reviewed on: 8th June 2024

Excellent service

Paypal is excellent secure service for online purchase. There is no worries to lost your money durin online shopping. I always preferred paypal for all shopping and even I can spread the payments as I wish. Reviewed on: 8th June 2024

PayPal is always helpful but and spreading the cost...

PayPal is always helpful but and spreading the cost gives you time to pay Reviewed on: 8th June 2024

Excellent customer service and always happy to give...

Excellent customer service and always happy to give me a helping hand Reviewed on: 8th June 2024

I needed a quick interest fee loan to get the goods...

I needed a quick interest fee loan to get the goods I vitally needed at that time paypal came up trumps Reviewed on: 8th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 97909 reviews
Payments
from PayPal 4.71 from 3846 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub