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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176231 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176271)

Was skeptic but happy now.

Was skeptic but happy now. Still unsure about the timing for paying back the credit but it works Reviewed on: 8th June 2024

Very useful, the only feedback is it would be great...

Very useful, the only feedback is it would be great to be able to use it as a virtual Card in more situations. Reviewed on: 8th June 2024

Hassle free service and instant support and feedback

Hassle free service and instant support and feedback Reviewed on: 8th June 2024

Good service, very liable and interagtes wit most pa...

Good service, very liable and interagtes wit most payment services Reviewed on: 8th June 2024

You can rely on PayPal

You can rely on PayPal, and it helps sometimes to be able to pay over time. Reviewed on: 8th June 2024

Paypal credit Easily spreads the cost

Easily spreads the cost of those items you want but don't want to wait ' you get 4 months to pay and receive reminders before payments are due just make at least the minimum each month and the total within 4 months Reviewed on: 8th June 2024

Excellent way of spreading the cost

Excellent way of spreading the cost Reviewed on: 8th June 2024

It's great to spread 0% costs.

It's great to spread 0% costs. Allowing buying things manageable on a budget. Reviewed on: 8th June 2024

Good experience and credit opps

Good experience and credit opps to consider Reviewed on: 8th June 2024

Allways great service hassle free transactions easy...

Allways great service hassle free transactions easy to use and very safe , benefit of most purchases being paid safe and secure on line Reviewed on: 8th June 2024

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