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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176602 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176634)

Very reliable and never had problems using PayPal.

Very reliable and never had problems using PayPal. Reviewed on: 8th June 2024

Amazing feature, not sure how I lived without it.

It's quick and easy to use. On the go and when needed. It's low intrest and if you do well woth payments and not over spending you can increase the limit but that's tailored to each customer and their situation. Reviewed on: 8th June 2024

Love PayPal, the 4 month interest free credit option...

Love PayPal, the 4 month interest free credit option is a game changer Reviewed on: 8th June 2024

Reliable safe way to use credit

I have been with PayPal for several years, they have always dealt with my queries in a timely manner and they are very, polite and friendly when I call or have an issue. Easy to use app can understand all the jargon too Reviewed on: 8th June 2024

Never had any problems

Never had any problems over the years of using paypal. Would recommend to anyone. Love how you can get 3 months to pay things off if you spend so much in one transaction. Reviewed on: 8th June 2024

paypal service - easy to use and secure

I have used the app and website it’s been easy to use and secure. It hasn’t been necessary for me to contact customer service so far so cannot comment on the that Reviewed on: 8th June 2024

Good and efficient services at all time,payment mad...

Good and efficient services at all time,payment made easy,good customer services by staff Reviewed on: 8th June 2024

Love PayPal

love the ease of the app and how easy it is to make a purchase and spread the cost Reviewed on: 8th June 2024

Easy to use finance

So easy to make payments for purchases, the app is easy to use and PayPal credit with 3 month 0% is excellent. Reviewed on: 8th June 2024

Clear terms, easy to use

Fairly clear terms, reasonable offers regarding initial zero interest on purchases. Reviewed on: 8th June 2024

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