Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 177,088 reviews, last reviewed 11th Jul 2026
1233% increase in 5 star reviews
in the past 90 days
1072% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026
Christianne P's avatar
Christianne P

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026
lee b's avatar
lee b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177308)

very helpful staff good value

4
Great service great staff use it all the time Reviewed on: 9th June 2024

Excellent service

5
Very smooth transactions and deal quickly and efficiently Reviewed on: 9th June 2024

Amazing Alternatives to other offers out there.

1
Excellent service, easy to use app. NO INTEREST CHARGES. Easy access to account...special offers available. Reviewed on: 9th June 2024

It's so easy to apply for and use.

5
It's so easy to apply for and use. It's a no trainer. Reviewed on: 9th June 2024

It’s good easy to use and safe I like it

5
It’s good easy to use and safe I like it Reviewed on: 9th June 2024

Always good to use pay late or free credit for 4 mon...

5
Always good to use pay late or free credit for 4 months Reviewed on: 9th June 2024

I find this service well planned and very useful

5
I find this service well planned and very useful Reviewed on: 9th June 2024

Absolutely amazing

5
Amazing customer service, great and secure payment option.. Reviewed on: 9th June 2024

Quick and easy credit.

5
Quick and easy credit. Decent value for money on payments over £100, with 0% interest for the first 4 months. Reviewed on: 9th June 2024

Never had any issues with paypal

5
Never had any issues with paypal Reviewed on: 9th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 98534 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3847 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 121 reviews
    PayPal
    View all products