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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177336 reviews)

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4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177366)

Seamless to use

I have found using it seamless so far. Reviewed on: 9th June 2024

Great way to pay for things.

Very simple to make payments, the app is very easy to use and understand, you can talk to customer service through the app and they respond quickly, I really like the way you can pay retailers quick and easy, the PayPal credit is good and you have options which way to pay and sometimes they give you a few months to pay without interest depending on how much you spend. Reviewed on: 9th June 2024

A nightmare 3,weeks. Still not confident.

Up until I cleared my balance, no problems. HOWEVER since CLEARING balance have had 4 unexplained revokes in 3 weeks. Unfortunately the non Irish call centres appear to be reading off a crib sheet. That is assuming you actually get to speak to someone. Each time I'm told no problem with account, yet non Irish call agent wanted to make sure I could "meet" my household bills.. Reviewed on: 9th June 2024

PayPal Credit makes it Easy

PayPal credit helps me manage my finances and makes all my online spending easy and manageable. Keeping up with Payments is made easy with direct debit and monthly or bi weekly payment options. What I enjoy most about PayPal Credit is that it provides simple and adaptable financing alternatives that make it easy to make online purchases and defer payments. It is a practical option for online buying because to its wide acceptance and interaction with PayPal accounts. The PayPal platform is made more user-friendly by the ability to handle payments and trace transactions. Reviewed on: 9th June 2024

Paypal.. Simple...Easy...

Very easy to use app, plenty of great offers with interest free options available with many leading brands and companies. Making online purchasing very easy. App very user friendly and easy to use. Reviewed on: 9th June 2024

Easy App to use.

Easy App to use.. always offering offers on interest free periods Reviewed on: 9th June 2024

EASY PURCHASES.

EASY PURCHASES..EASY TO USE APP. GOOD UPDATES AND TEXT WHEN UPCOMUNG PAYMENTS REMINDERS...OVERALL BETTER THAN A BANK..GOOD 0% INTEREST DEALS.. Reviewed on: 9th June 2024

User friendly and a great team

I’ve always found it Very easy to use, it says what you need to know on the Home Screen and what you owe each month is straight away there to be seen, reminders and info is sent to my email whenever I need it. you can either pay manually a chosen amount or set up a direct debit which helps with options. I had one issue with missing a payment due to being in rural highland Scotland with no service, but after a phone call to the service team they waved my charges and said that it’s no problem. This is great customer care. understanding and compassionate when they didn’t have to be, I expected late payment fees. Reviewed on: 9th June 2024

Really good payment plans easy to access

Really good payment plans easy to access Reviewed on: 9th June 2024

A great service.

A great service. I find it very convenient to use. Reviewed on: 9th June 2024

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