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PayPal: PayPal Credit reviews

4.73
Based on 177,088 reviews, last reviewed 11th Jul 2026
1233% increase in 5 star reviews
in the past 90 days
1072% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026
Christianne P's avatar
Christianne P

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026
lee b's avatar
lee b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177420)

Account safety

5
Very easy to use PayPal and your bank account is safe from being hacked Reviewed on: 9th June 2024

Easy to use

5
Easy to use, safe and secure transaction. Reviewed on: 9th June 2024

Excellent App with Credit Facilities

5
It's good to use for sending as well as receiving money. Also wide variety of options to buy online with 0% interest from 4-6 months. User friendly app. Reviewed on: 9th June 2024

Easy to use and great interest free options

5
Easy to use and great interest free options. Never had any issues using PayPal and it’s available at a wide range of stores. It’s my go to if I want to spread payments over a longer period of time. I would recommend it to friends and family. Reviewed on: 9th June 2024

PayPal service and platform are great, always reply...

5
PayPal service and platform are great, always reply quickly to messages and settle queries quickly. Happy with the overall service. Reviewed on: 9th June 2024

Paypal - PlayPal. :)

5
I find paypal very useful and convenient for my needs. I'm happy with all paypal provides. It's quick and easy. Reviewed on: 9th June 2024

Brilliant service, very useful, thank you very much

5
Brilliant service, very useful, thank you very much Reviewed on: 9th June 2024

Very flexible and conveni.

1
Very flexible and conveni. Helps me plan and stay ahead with my finances by spreading the cost Reviewed on: 9th June 2024

It's been the most handy financial tool available to...

5
It's been the most handy financial tool available to me, giving me flexibility in payments and also purchases. Reviewed on: 9th June 2024

I was Very happy to transfer money and all services...

5
I was Very happy to transfer money and all services with PayPal Reviewed on: 9th June 2024

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