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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177440 reviews)

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4.73

Based on 177,405 reviews, last reviewed 12th Jul 2026

1211% increase in 5 star reviews

in the past 90 days

994% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177465)

Paypal credit has enabled me to purchase goods I wou...

Paypal credit has enabled me to purchase goods I would not otherwise have been able to buy, without putting me into financial difficulties later. The interest rates charged are reasonable, and I appreciate the range of options on offer. Reviewed on: 9th June 2024

Have had no problems using PayPal credit.

Have had no problems using PayPal credit. Very good Reviewed on: 9th June 2024

Excellent service plus some extra money on seasonal...

Excellent service plus some extra money on seasonal promotions. Reviewed on: 9th June 2024

PayPal with ease

PayPal has always been quick and easy and gives great flexibility Reviewed on: 9th June 2024

Excellent

Whenever he needs money, they're available to me. Excellent service. Thank you PayPal. Reviewed on: 9th June 2024

Very good

Got more offers and flexible payment options Reviewed on: 9th June 2024

Absolutely great

Easy to use interface and good value for money Reviewed on: 9th June 2024

Its good

Really easy to set up and really simple to use Reviewed on: 9th June 2024

A little trust goes a very long way.

I believe that a lender has a responsibility for who they lend money to. Paypal have that. They will contact you to ensure that you are well and able to pay any money that has been borrowed. They will listen and help where and if they can and suggest solutions to any issues a borrower might be facing. I cannot recommend them enough. I trust them as a lender and know they they always have my back. Reviewed on: 9th June 2024

PayPal credit is a saving grace

PayPal credit is easy to apply for it. It’s very helpful in making online purchases when I don’t have money. It’s a saving grace Reviewed on: 9th June 2024

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