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PayPal: PayPal Credit reviews

4.73
Based on 177,405 reviews, last reviewed 12th Jul 2026
1211% increase in 5 star reviews
in the past 90 days
994% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026
AK's avatar
AK

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026
A P's avatar
A P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177577)

Great and convenient and trustworthy

5
Great and convenient and trustworthy Reviewed on: 9th June 2024

Love pay In 3, it's it a lot easier to pay off large...

5
Love pay In 3, it's it a lot easier to pay off larger items making them more affordable. Reviewed on: 9th June 2024

app is user friendly, theres more choices to shop us...

5
app is user friendly, theres more choices to shop using paypal credit and finally paypal credit can now be used as a mode of payment when you go and shop and I like that it has zero interest for 4 months on your purchases Reviewed on: 9th June 2024

Excellent customer service

5
Any queries at all were dealt swiftly and professionally, excellent customer service, have been with PayPal for years and highly recommend to everyone. Reviewed on: 9th June 2024

Easy to setup easy to use never had a problem...

5
Easy to setup easy to use never had a problem Reviewed on: 9th June 2024

Amazing Experience

5
I LOVE PayPal Credit!! It’s so easy to use and available on so many different websites! Credit makes it easier to buy things in advance and to check the quality of goods! 4 months interest free is amazing!! Especially when you have a little one! Reviewed on: 9th June 2024

Using PayPal to pay over time helps me manage my spe...

5
Using PayPal to pay over time helps me manage my spending while enjoying the luxuries with my family. Reviewed on: 9th June 2024

Great option to split larger payments interest free

5
It’s great to be able to split larger payments interest free over 4 months. Never had any issues. Reviewed on: 9th June 2024

Great experience and is suitable for all ranges of p...

5
Great experience and is suitable for all ranges of payments. Pay in 3 is great for short term payments for struggling families in the current economy Reviewed on: 9th June 2024

Great app and great service for money

5
Great app and great service for money Reviewed on: 9th June 2024

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