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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177647 reviews)

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4.73

Based on 177,405 reviews, last reviewed 12th Jul 2026

1211% increase in 5 star reviews

in the past 90 days

994% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177666)

PayPal enables me to buy online safely & securely.

PayPal enables me to buy online safely & securely. If I see an online company offers PayPal, I feel it has been scrutinised & is more trustworthy. PayPal is also good for sudden & unexpected purchases, such as an appliance breaking down or funding an overseas ticket because of bereavement! PayPal is my safety net. Reviewed on: 9th June 2024

Great for splitting big purchases

PayPal Credit is a handy facility to use, it allows you to spread payments for larger purchases so it doesn't feel like a massive outgoing at once. It's simple, easy to use and they even recommend payments to stop you having to pay unnecessary interest. Would happily recommend to friends. Reviewed on: 9th June 2024

All good service.

All good service. Provides great flexibility and choices of credit. Reviewed on: 9th June 2024

Godsend prior payday..

Excellent service, especially weeks or so before payday. Reviewed on: 9th June 2024

It’s easy to pay every month

It’s easy to pay every month, no issues at all in regards to any problems Reviewed on: 9th June 2024

Paypal always have your back.

Paypal always have your back when problems arise. Whilst providing easy payment methods with a simple to understand user experience Reviewed on: 9th June 2024

Easy to transfer money and safer

Easy to transfer money and safer. I have been using PayPal for most of my online shoppings and also transferring money to my family members and friends . Highly recommended 10/10 Reviewed on: 9th June 2024

Excellent service, great for credit too.

Excellent service, great for credit too. Always use it for online payments Reviewed on: 9th June 2024

Excellent customer service.

I have had several issues with my account and the ways they were all handled was fantastic. Attentions were paid to every detail of my complaints and were resolved effectively. Reviewed on: 9th June 2024

Great to use for airline tickets

Simple processes and good communication. Would like to be a be able to use more in a shop environment rather than mainly online but the connectivity (particularly with airlines such as Jet2 and British Airways) has been a superb help towards spreading the cost of holidays. Reviewed on: 9th June 2024

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