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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (178126 reviews)

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4.73

Based on 178,033 reviews, last reviewed 12th Jul 2026

892% increase in 5 star reviews

in the past 90 days

828% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

If not for paypal credit, I'd not have had flexibili... If not for paypal credit, I'd not have had flexibility with money, given gifts I couldn't afford in the one payment or experienced things I was too ne... Read more Reviewed on: 12th July 2026

Latest lowest rating:

2

Nightmare if you have more than one payment at a time If you have more than one credit at a time, PayPal has no option for prioritising a different payment that you have interest free months left on. It m... Read more Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (178128)

Every experience is a good experience with paypal in...

Every experience is a good experience with paypal interest free credit and no fees for friends and family . Great all round Reviewed on: 10th June 2024

Fantastic creditor

I have been using PayPal for a long time. It has really helped me to pay items that I need when money is not available. I have enjoyed the buy now and pay later with no interest for 4 months. This gives me time to pay without rushing myself. I split the money into 4 months and pay at my convenience. As long I've paid before the deadline. It's a great way of paying Reviewed on: 10th June 2024

Excellent business model, very interoperable Smooth...

Excellent business model, very interoperable Smooth n efficient Reviewed on: 10th June 2024

PayPal credit has saved me in so many situations, li...

PayPal credit has saved me in so many situations, life is hard right now and knowing I have a bit of credit goes a long way. The only thing I would improve is when I make a payment to my PayPal credit it takes a few days to come out of my bank and sometimes I think I have more money than I do oops haha!! X Reviewed on: 10th June 2024

Quick and easy to apply, easy payments and clear cha...

Quick and easy to apply, easy payments and clear charges Reviewed on: 10th June 2024

Easy to use and manage

Easy to use and manage with complete control of your payments and issues resolved immediately and effectively Reviewed on: 10th June 2024

Exteded credit on purchases

Great addition to my purchasing giving me the opportunity for extend my purchases interest free. Reviewed on: 10th June 2024

Smooth Running / using

Smooth to use and ask for .. at time really helped me in hard times Reviewed on: 10th June 2024

Excellent offers and very easy to use

Excellent offers and very easy to use Reviewed on: 10th June 2024

Very good,really easy to use and handy

Very good,really easy to use and handy Reviewed on: 10th June 2024

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