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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (178150 reviews)

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4.73

Based on 178,033 reviews, last reviewed 12th Jul 2026

892% increase in 5 star reviews

in the past 90 days

828% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

If not for paypal credit, I'd not have had flexibili... If not for paypal credit, I'd not have had flexibility with money, given gifts I couldn't afford in the one payment or experienced things I was too ne... Read more Reviewed on: 12th July 2026

Latest lowest rating:

2

Nightmare if you have more than one payment at a time If you have more than one credit at a time, PayPal has no option for prioritising a different payment that you have interest free months left on. It m... Read more Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (178150)

pay in 4 is better than 3

I use it all the time to spread payments while keeping my money earning interest. Reviewed on: 10th June 2024

The different ways to pay are great.

The different ways to pay are great. The reminera are prompt.The accessibility us good. Great app. Reviewed on: 10th June 2024

very good to have when you don't have the cash to bu...

very good to have when you don't have the cash to buy the item you want on ebay or somewhere else. Reviewed on: 10th June 2024

Great for the short term...

Great for those short term money lending needs easy to set up well set out easy to understand Reviewed on: 10th June 2024

Getting Paypal credit was very Fast, easy and smooth.

Getting Paypal credit was very Fast, easy and smooth. Affords you great opportunity to make repayment at your own pace. Reviewed on: 10th June 2024

Always secure and no worry’s for paying bills

Always secure and no worry’s for paying bills Reviewed on: 10th June 2024

No problems and never had to contact them to get any...

No problems and never had to contact them to get any problems sorted. Interest rate good and quite manageable. Really handy product when you need it. Reviewed on: 10th June 2024

There buyer protection plan is excellent

There buyer protection plan is excellent Reviewed on: 10th June 2024

Always brilliant when I need to contact customer ser...

Always brilliant when I need to contact customer service Reviewed on: 10th June 2024

Excellent

Fast response on calls. Easy to set up great interest free options. Pay in 3 for under £100 pay in 4 with no interest as long as you pay within 4 months . What's not to like Reviewed on: 10th June 2024

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