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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (179256 reviews)

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4.73

Based on 179,209 reviews, last reviewed 13th Jul 2026

634% increase in 5 star reviews

in the past 90 days

686% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is always there for when I need it. PayPal is always there for when I need it. Using my PayPal card was never easy, and the best it can give you points that you can exchange for real mon... Read more Reviewed on: 13th July 2026

Latest lowest rating:

2

Not best app to manage expenses and doesnot provide... Not best app to manage expenses and doesnot provide overveiw of expenses Reviewed on: 13th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (179262)

Never had issues and convenient and safe

Never had issues and convenient and safe Reviewed on: 10th June 2024

Easy and straight forward,very helpfull

Easy and straight forward,very helpfull Reviewed on: 10th June 2024

Easy and Simple to use

Easy and Simple to use, the app makes things clear and easy to keep on top of everything. Reviewed on: 10th June 2024

Handy, quick and easy, secure way of paying for items.

Handy, quick and easy, secure way of paying for items. gives you a bit of wriggle room! Reviewed on: 10th June 2024

Very good at solving disputes and helping with any p...

Very good at solving disputes and helping with any problems Reviewed on: 10th June 2024

Paypal credit is a brilliant way to pay for purchase...

Paypal credit is a brilliant way to pay for purchases as it allows you to pay interest free for four months also if you return anything you are not laying the money out and having to reclaim it back when they receive the goods back. And if you have an issue with something Paypal will sort it out for you Reviewed on: 10th June 2024

Pretty awesome PayPal

0% offers are great. Pay in 3 is so useful in current economic climate. Best of all I don't need to find my wallet to use PayPal. Well done PayPal. Reviewed on: 10th June 2024

Helps achieving all your needs.

Helps achieving all your needs. I have never been out of pocket since I got on PayPal credit. Customer service is also excellent. Reviewed on: 10th June 2024

Great financial cheat code

Overall I’ve had a great experience, I specially use the 4 months interest free for eligible purchases. Very useful for spreading the cost of items without paying interest. Reviewed on: 10th June 2024

No problems when using paypal credit

No problems when using paypal credit Reviewed on: 10th June 2024

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