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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (179284 reviews)

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4.73

Based on 179,209 reviews, last reviewed 13th Jul 2026

634% increase in 5 star reviews

in the past 90 days

686% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is always there for when I need it. PayPal is always there for when I need it. Using my PayPal card was never easy, and the best it can give you points that you can exchange for real mon... Read more Reviewed on: 13th July 2026

Latest lowest rating:

2

Not best app to manage expenses and doesnot provide... Not best app to manage expenses and doesnot provide overveiw of expenses Reviewed on: 13th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (179285)

Easy to use

Paypal is easy to use and gives me peace of mind that when I use this I have a backup if something goes wrong with an order or I don't get an order. Reviewed on: 10th June 2024

PayPal credit is great, it’s so easy to use.

PayPal credit is great, it’s so easy to use. I use pay in 3 a lot and it’s great for breaking down payments and it also builds my credit score ☺️ Reviewed on: 10th June 2024

It has been great and I will always know how much I...

It has been great and I will always know how much I had to pay back, never had any issues Reviewed on: 10th June 2024

Easier purchase

I’m happy with my purchase.it is really easy to manage your bagged. Reviewed on: 10th June 2024

Great and easy to use, most websites I use utilise p...

Great and easy to use, most websites I use utilise pp credit Reviewed on: 10th June 2024

Smooth transaction every time!

Smooth transaction every time! Simple and easy. Hassle free! Reviewed on: 10th June 2024

PayPal credit has helped me when I needed it!

PayPal credit has helped me when I needed it! It is flexible with payments, offers a good 0% interest limited time offer and sends you reminders in case you haven’t got a DD set up, so you don’t miss payments or get charged a late fee. PayPal credit helped me when I needed it most. Reviewed on: 10th June 2024

Awesome product!

Very easy, often use paypal credit just because it gives me more time and easier cash flow. Reviewed on: 10th June 2024

All round good service

Easy to access easy to use if you call the staff for help they are also brilliant all round good service well done Reviewed on: 10th June 2024

Safe, secure, protected payments.

Been using PayPal for years, and have every confidence in them. Safe, secure, protected payments. Reviewed on: 10th June 2024

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