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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (179289 reviews)

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4.73

Based on 179,209 reviews, last reviewed 13th Jul 2026

634% increase in 5 star reviews

in the past 90 days

686% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is always there for when I need it. PayPal is always there for when I need it. Using my PayPal card was never easy, and the best it can give you points that you can exchange for real mon... Read more Reviewed on: 13th July 2026

Latest lowest rating:

2

Not best app to manage expenses and doesnot provide... Not best app to manage expenses and doesnot provide overveiw of expenses Reviewed on: 13th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (179289)

I've had few problems and any ive had have been quic...

I've had few problems and any ive had have been quickly sorted out. Reviewed on: 10th June 2024

PayPal is there when I need it and is the safest way...

PayPal is there when I need it and is the safest way to pay for stuff online Reviewed on: 10th June 2024

For certain things I use PayPal it means I can affor...

For certain things I use PayPal it means I can afford little luxuries I wouldn’t have been able to before excellent service Reviewed on: 10th June 2024

Ease of use.

Ease of use. Like the fact my account is connected with Ebay. Like the fact I can request monies with ease from people I know. I like the offer if paying in 3 and also no interest on items bought on Ebay for 4 months. Reviewed on: 10th June 2024

It’s a fantastic way to pay for things such as shopp...

It’s a fantastic way to pay for things such as shopping, holidays and day to day expenses without worrying. It is flexible to pay off the credit spent and gives you the freedom to pay small instalments or larger ones at your own convenience. As a university student I recommend this. Reviewed on: 10th June 2024

Easy to use

Easy to use especially the app. Can monitor all your paypal payments Reviewed on: 10th June 2024

Paypal Credit go-to app

Paypal credit has been my go-to pay later app, the APR rates are good but most of all the short-term exemption from the rates themselves on certain purchases above £200 are marvellous. Thank you for an excellent service! Reviewed on: 10th June 2024

Hassle free

Easy and straight forward, no headaches. Reviewed on: 10th June 2024

Used so many times now and never had a problem, grea...

Used so many times now and never had a problem, great service Reviewed on: 10th June 2024

Safe, secure and easy to use especially for online p...

Safe, secure and easy to use especially for online payments Reviewed on: 10th June 2024

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