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PayPal: PayPal Credit reviews

4.73
Based on 177,405 reviews, last reviewed 12th Jul 2026
1211% increase in 5 star reviews
in the past 90 days
994% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026
AK's avatar
AK

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026
A P's avatar
A P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177666)

Very essential and helpful.

5
Very essential and helpful. In emergency situation it helped me. Reviewed on: 8th June 2024

Happy with interest free credit and gives you enough...

5
Happy with interest free credit and gives you enough time to pay it off Reviewed on: 8th June 2024

Excellent provision from PayPal credit

5
Excellent provision from PayPal credit to help me improve my score with a low credit limit and easy manageable payments. It's easy to use on any website that accepts PayPal and very easy to manage in the PayPal app. Reviewed on: 8th June 2024

It has been perfect every time I’ve used it

5
It has been perfect every time I’ve used it Reviewed on: 8th June 2024

Great service - clear and easy to use

5
Great service - clear and easy to use Reviewed on: 8th June 2024

Paypal credit

5
Easy to setup and pay also easy to link cards Reviewed on: 8th June 2024

So easy to use and great value.

5
So easy to use and great value, I use paypal credit for those purchases that are easier to pay by installments. Accepted in so many places I use it much more than my credit cards. Reviewed on: 8th June 2024

PayPal,/ PayPal Credit

5
PayPal sort issues with my sellers, it's easier to use PayPal, I have PayPal credit and is really good I use it a lot. Reviewed on: 8th June 2024

I use PayPal for most online purchases.

5
I use PayPal for most online purchases. Reviewed on: 8th June 2024

I am using paypal credit to spread the cost and i re...

5
I am using paypal credit to spread the cost and i really like it. It offers interest free as well Reviewed on: 8th June 2024

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