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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177697 reviews)

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4.73

Based on 177,405 reviews, last reviewed 12th Jul 2026

1211% increase in 5 star reviews

in the past 90 days

994% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177700)

Ease of use and transparent service

Very smooth and efficient process to get credit and make payments. I have never really had any issues Reviewed on: 8th June 2024

Quick and helpful

Always helpful if I have issues and getting things sorted in a quick and helpful manner. Even if I've had to ask what felt like silly questions, they've been able to help me with it feeling patronising Reviewed on: 8th June 2024

It works like any other credit service

It works like any other credit service Reviewed on: 8th June 2024

Paypal credit is an extremely easy and safe way to b...

Paypal credit is an extremely easy and safe way to borrow money. Team are always excellent if you need help and it is very simple to pay back. Reviewed on: 8th June 2024

Always fab!

Always fab! Super helpful! Thank you Reviewed on: 8th June 2024

PayPal is amazing and efficient very reliable trustw...

PayPal is amazing and efficient very reliable trustworthy and always on hand to help Reviewed on: 8th June 2024

The friend on my phone

Always available keeps updated with new ways to improve always works and really important good service and security Reviewed on: 8th June 2024

Pay on 3 is an effective way of stretching out diffi...

Pay on 3 is an effective way of stretching out difficult payments Reviewed on: 8th June 2024

I love using PayPal always feel safe , I love PayPal...

I love using PayPal always feel safe , I love PayPal credit aswell gives me options to be able to go places and use the credit to pay now and worry later Reviewed on: 8th June 2024

Was skeptic but happy now.

Was skeptic but happy now. Still unsure about the timing for paying back the credit but it works Reviewed on: 8th June 2024

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