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PayPal: PayPal Credit reviews

4.73
Based on 177,405 reviews, last reviewed 12th Jul 2026
1211% increase in 5 star reviews
in the past 90 days
994% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026
AK's avatar
AK

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026
A P's avatar
A P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177745)

Never had any issues PayPal is always spot on

5
Never had any issues PayPal is always spot on Reviewed on: 8th June 2024

Ease of setting up a payment plan or instalments.

5
Ease of setting up a payment plan or instalments. Reviewed on: 8th June 2024

Very good service and very reliable.

5
Very good service and very reliable. It makes your shopping experience a lot better as its a safe and convenient payment method that is accepted almost everywhere. Reviewed on: 8th June 2024

Straight forward

4
Easy to set up payment plans, clear when interest free periods end on specific purchases Reviewed on: 8th June 2024

Great experience with PayPal credit.

5
Great experience with PayPal credit. No issues at all Reviewed on: 8th June 2024

Highly recommend

5
I have bought a lot using PayPal credit. Never any issues and has enabled me to buy items sooner rather than later xx Reviewed on: 8th June 2024

Faultless service

5
I’ve always trusted PayPal for all my online transactions can’t fault them Reviewed on: 8th June 2024

Grate service and best value of money

5
Grate service and best value of money Reviewed on: 8th June 2024

Seamless PayPal

5
Seamless user experience. Pain free. Reviewed on: 8th June 2024

Super easy to use and great for finance management.

5
Paypal credit has been an easy way to manage my finances. It is quick and easy to use and shows me what money I need to pay back and when without interest. It is easy to set up direct debits for each month so payments will not be forgotten. As well as this you can use paypal credit on many websites and it makes an easy transaction. Reviewed on: 8th June 2024

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