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PayPal: PayPal Credit reviews

4.73
Based on 177,405 reviews, last reviewed 12th Jul 2026
1211% increase in 5 star reviews
in the past 90 days
994% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026
AK's avatar
AK

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026
A P's avatar
A P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177806)

Good but not great

4
Easy to pay for items online. Could be better in terms of being able to pay off particular parts of your payment to stop interest on certain purchases Reviewed on: 8th June 2024

PayPal & PayPal credit is my go to :)

5
I've had PayPal for years and when I found out the do a credit I was made up as I could get things I need now straight away by using PayPal credit, I'd always use them due to I can see my credit from my phone with in one tap. Reviewed on: 8th June 2024

Good experience

5
Paying by PayPal is quick and easy is very convenient that you have options to pay in 3 payments for your purchase Reviewed on: 8th June 2024

Easy way to buy what you need without enought money,...

5
Easy way to buy what you need without enought money, easy to pay, I recomended! Reviewed on: 8th June 2024

No problems have used multiple times

5
No problems have used multiple times Reviewed on: 8th June 2024

Easy to use, no fuss no mess just money.

5
Easy to use, no fuss no mess just money. Reviewed on: 8th June 2024

Very good, decent interest rates and no trouble havi...

5
Very good, decent interest rates and no trouble having credit limit raised Reviewed on: 8th June 2024

Paypal charges

4
Wrongly charged my card again and again even though my monthly payment was already charged. Customer service advisor insisted I paid trice myself but I did not. Money was eventually refunded however I was told my account would be in question. Rude. Reviewed on: 8th June 2024

Very handy but can let you down

5
Very handy allows you time to decide how to pay . Good options , however can let you down with refunds from Etsy Reviewed on: 8th June 2024

Love the 4 months no interest on over £100.

4
Love the 4 months no interest on over £100. Great help with a claim Reviewed on: 8th June 2024

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