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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177840 reviews)

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4.73

Based on 177,405 reviews, last reviewed 12th Jul 2026

1211% increase in 5 star reviews

in the past 90 days

994% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177850)

Fantastic Service

I've been using PayPal credit for a while now and can't fault it. Its easy to use and very convenient. Reviewed on: 8th June 2024

Good alternative to credit card

It has been an overall good experience, I opened an account when I was not eligible for a credit card but could use PayPal credit. It has allowed me to purchase some necessary things. I like that there are interest free periods for larger purchases. I find it a little frustrating not being able to pay off specific things, meaning I end up having to pay interest on things yet to be paid off. I’d like to have more control. Reviewed on: 8th June 2024

Fast process of checks and credit available same day

Fast process of checks and credit available same day Reviewed on: 8th June 2024

Buying larger items is made affordable and interest...

Buying larger items is made affordable and interest free is a game changer Reviewed on: 8th June 2024

helpful and experience staff who listen to your quer...

helpful and experience staff who listen to your query and find the best way to assist you. Reviewed on: 8th June 2024

Paypal is clean surface for sending money or receivi...

Paypal is clean surface for sending money or receiving money easily Reviewed on: 8th June 2024

Great service every time.

Great service every time. I use paypal frequently, most recently was for a holiday through a reputable company which Paypal allowed me to book and had 4 month interest free to pay it off Reviewed on: 8th June 2024

Great service

Great service so far, I have just only started to use it Reviewed on: 8th June 2024

Simple and easy to use.

Simple and easy to use. Also gives constant reminders when payments are due and easy to keep track. Reviewed on: 8th June 2024

I like how easy and user friendly the app is.

I like how easy and user friendly the app is. Reviewed on: 8th June 2024

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