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PayPal: PayPal Credit reviews

4.73
Based on 177,405 reviews, last reviewed 12th Jul 2026
1211% increase in 5 star reviews
in the past 90 days
994% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026
AK's avatar
AK

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026
A P's avatar
A P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177465)

Have used PayPal credit and pay in 3 feature for a l...

5
Have used PayPal credit and pay in 3 feature for a long time. Incredibly helpful way to ensure I can maintain a somewhat ‘good’ standard of living without needing to take an extra job. Allows me to manage my finances over time, and afford the ability to save incrementally. Albeit, it requires a bit of planning my side. Reviewed on: 8th June 2024

This pay pal account offers a large number of financ...

5
This pay pal account offers a large number of financing options, I have been very satisfied for several years. Reviewed on: 8th June 2024

Simple to set up.

5
Simple to set up. Easy repayments. Customer service is excellent Reviewed on: 8th June 2024

.Top notch service always the best

5
I have been using PayPal for over ten years now. The transparency, reliability, clear statements or prompt and efficient service. The customer service staff are always happy to help in solving problems and polite. I am so proud of PayPal Reviewed on: 8th June 2024

Brilliant service and very easy to use.

5
Brilliant service and very easy to use. Reviewed on: 8th June 2024

I find PayPal great for sending receiving money but...

5
I find PayPal great for sending receiving money but also it allows me to shop with pay in three and additionally I can use PayPal credit if needed which has been a help in the past Reviewed on: 8th June 2024

So easy to use.

5
So easy to use. So convenient and safe Reviewed on: 8th June 2024

seems you cannot pay off your individual payments

5
seems you cannot pay off your individual payments Reviewed on: 8th June 2024

Platform is among the best I’ve used

5
Extremely simple to use. Interface is user friendly, no unnecessarily complicated steps Reviewed on: 8th June 2024

I had such a smooth experience.

5
I had such a smooth experience. Very simple and easy. Reviewed on: 8th June 2024

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