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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177405 reviews)

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4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177420)

I love PayPal, very helpful and easy to us

I love PayPal, very helpful and easy to us Reviewed on: 8th June 2024

So handy for the small purchases.

So handy for the small purchases. Gives you the relaxation if money is a bit tight you can fall back on it. Good interest rates. Can me used in loads of places Reviewed on: 8th June 2024

Paypal big part of my financial system

I have been using paypal for long time and most of the time. I found so flexible in terms of pay in three option. It also satisfy my principles. I also feel that my money is protected. Paypal saved me several times from scams. I use the credit many times to by flight tickets and other important things when I needed to. I also depend on the app to pay my direct debt. It is great. Reviewed on: 8th June 2024

It’s fast, it’s easy, and you can trust PayPal.

It’s fast, it’s easy, and you can trust PayPal. It is a convenient way of shopping buying the larger value items and spreading the payments interest free over four months. Reviewed on: 8th June 2024

Easy to use, secure and flexible way to pay for the...

Easy to use, secure and flexible way to pay for the things you want today. Reviewed on: 8th June 2024

Good overall, sometimes lacking when contacted

Good overall, sometimes lacking when contacted Reviewed on: 8th June 2024

Daracp67

Sometimes good ,sometimes not good Reviewed on: 8th June 2024

I have had such a great experience with PayPal.

I have had such a great experience with PayPal. I always feel safer when making online purchases with PayPal Reviewed on: 8th June 2024

PayPal credit experience was good

I took out PayPal credit to buy a computer I needed. It was easy to arrange. I have now almost paid it off. The interest rate was ok. Positive experience overall. Thanks! Reviewed on: 8th June 2024

Hassle free way to spread the cost.

Hassle free way to spread the cost of high value purchases- easy to keep track and make additional payments on you account Reviewed on: 8th June 2024

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