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PayPal: PayPal Credit reviews

4.73
Based on 177,088 reviews, last reviewed 11th Jul 2026
1233% increase in 5 star reviews
in the past 90 days
1072% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026
Christianne P's avatar
Christianne P

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026
lee b's avatar
lee b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177366)

It’s been good!

5
It’s been good! Although customer service is not responsive, they tend to deal with matters efficiently. Reviewed on: 8th June 2024

Grate Save Nad Quick metod for shopping

5
Grate Save Nad Quick metod for shopping Reviewed on: 8th June 2024

i wish paypal wouldn't stop working when i go to int...

4
i wish paypal wouldn't stop working when i go to international place from where i live but it does the job anyways Reviewed on: 8th June 2024

Clear layout and easy to access PayPal credit, reaso...

5
Clear layout and easy to access PayPal credit, reasonable rates and plans. Reviewed on: 8th June 2024

Pay pal was very helpful when I had a problem with o...

5
Pay pal was very helpful when I had a problem with one of the sellers not giving My money back. Customer service was on chat till the problem was sorted great service am very happy thanku so much Reviewed on: 8th June 2024

I simply couldn’t ask for more.

5
I simply couldn’t ask for more. It is very convenient to have access to credit like this with PayPal who I’ve trusted and used for many years. So easy to use and help is always there if needed. The App itself is simple to use and can easily navigate with next to no problems. Thank you :-) Reviewed on: 8th June 2024

Very good experience very good service

5
Very good experience very good service Reviewed on: 8th June 2024

Quick and easy payment every time.

5
Quick and easy payment every time. I would rather use PayPal for online purchases than entering my card details online, Reviewed on: 8th June 2024

It’s a handy way to pay for things and have longer t...

5
It’s a handy way to pay for things and have longer to pay them off and then I am able to pay it back monthly Reviewed on: 8th June 2024

PayPal credit was very easy to sign up for.

5
PayPal credit was very easy to sign up for. Very useful as a student to help with the necessities (laptop, equipment) with a great 4 month 0 interest plan. Reviewed on: 8th June 2024

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