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PayPal: PayPal Credit reviews

4.73
Based on 176,386 reviews, last reviewed 11th Jul 2026
1277% increase in 5 star reviews
in the past 90 days
1144% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026
Claire s's avatar
Claire s

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026
C M's avatar
C M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177043)

Very easy for easy to use and a very useful product,...

5
Very easy for easy to use and a very useful product, would highly recommend. Reviewed on: 7th June 2024

Excellent customer service

5
Excellent communication customer service very helpful dealing with any issue's Reviewed on: 7th June 2024

Always flexible and great 0% APR offers.

5
Always flexible and great 0% APR offers. Reviewed on: 7th June 2024

perfect in everyway

5
So easy to transfer family & friends. pay bills. look back on transactions Reviewed on: 7th June 2024

Very handy to have a good to use.

5
Very handy to have a good to use. Reviewed on: 7th June 2024

Love it feeling safe and I have been with PayPal yea...

5
Love it feeling safe and I have been with PayPal years and years long. When I had the issue always supported me helped me they are amazing plus I do trust the in the Internet world regarding my money I will do not buy anything with them Reviewed on: 7th June 2024

Easy to use and reliable also offer good promotions

5
Easy to use and reliable also offer good promotions Reviewed on: 7th June 2024

Easy to use!

5
Easy to use! Provides peace of mind for unexpected purchases. Reviewed on: 7th June 2024

Something you can count on

5
Customer is easy to reach,. When i have problems with my purchased ,it's very helpful to raise a despute and money back guaranteed. Paypal is something you can count on. Excellent Reviewed on: 7th June 2024

Love the no interest for 4 months and how easy it is...

5
Love the no interest for 4 months and how easy it is to make payments through the app Reviewed on: 7th June 2024

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