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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177071 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177077)

I've never had any issues with PayPal credit, it was...

I've never had any issues with PayPal credit, it was seriously easy to set up and easy to use. Reviewed on: 7th June 2024

Easy to use & handy for online shopping

Easy to use & handy for online shopping Reviewed on: 7th June 2024

Protected credit

Easy to use and secure. Used it for over a year and it just simplifies online shopping - while feeling like my privacy and exposure to data theft is looked after well by the company. Reviewed on: 7th June 2024

Excellent customer service support

Excellent customer service support PayPal was very understanding of my problem I had with a purchase I made and helped me get my money back. Reviewed on: 7th June 2024

Responsible lending and regular payment reminders

Responsible lending and regular payment reminders Reviewed on: 7th June 2024

Use frequently for payments as its safe

Use frequently for payments as its safe Reviewed on: 7th June 2024

Amazing service and so easy to use

Amazing service and so easy to use Reviewed on: 7th June 2024

Never had an issue

I’ve used PayPal for years and have never had an experience to complain about Reviewed on: 7th June 2024

Very easy to use and deal with.

Very easy to use and deal with. Friendly staff and easy to get a hold of. Reviewed on: 7th June 2024

Overall always have a good experience

Overall always have a good experience Reviewed on: 7th June 2024

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