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PayPal: PayPal Credit reviews

4.73
Based on 177,088 reviews, last reviewed 11th Jul 2026
1233% increase in 5 star reviews
in the past 90 days
1072% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026
Christianne P's avatar
Christianne P

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026
lee b's avatar
lee b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177111)

Paypal credit

4
It is very easy to use and very convinience. I have been using paypal for a while and I have recommended paypal to my friends and family and they have been using paypal credit. Reviewed on: 7th June 2024

There when you need

5
Always satisfied with any of my requests! Reviewed on: 7th June 2024

Never had any problems with them.

5
Never had any problems with them. Reviewed on: 7th June 2024

Easy to use app staff are very helpful definitely wo...

5
Easy to use app staff are very helpful definitely would recommend to friends Reviewed on: 7th June 2024

Just great!

5
Quick, easy and helps me out no end. Would recommend to anyone Reviewed on: 7th June 2024

No experience, so all good till now

5
No experience, so all good till now Reviewed on: 7th June 2024

Useful for what I need it for does the job keeps us...

5
Useful for what I need it for does the job keeps us buyers safe on eBay Reviewed on: 7th June 2024

Easy to use and very simple!

5
Easy to use...quick and effective....Great job! Reviewed on: 7th June 2024

I am using PayPal credit for a long time, small busi...

5
I am using PayPal credit for a long time, small business requires quick and reliable financial solutions when needed, PayPal credit is better than a loan, better than a credit card and offers 4 months zero interest on purchases, excellent solution to buy stock and 4 months is enough time to turn over the stock with profit and clear the balance - then reuse it when needed. Customer service is brilliant, always available and the advisors are fully committed to offer the best help, they have the knowledge to answer your questions and help you out. Their dispute system is fully protects me as a buyer, I had a transaction when I needed this and I was relived that it was there, saved me time, saved me money. Reviewed on: 7th June 2024

Always a good range of finance options for purchases..

5
Always a good range of finance options for purchases, with flexible 0% or longer periods with a small APR Reviewed on: 7th June 2024

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