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PayPal: PayPal Credit reviews

4.73
Based on 177,088 reviews, last reviewed 11th Jul 2026
1233% increase in 5 star reviews
in the past 90 days
1072% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026
Christianne P's avatar
Christianne P

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026
lee b's avatar
lee b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177143)

PayPal credit - money made easy

5
PayPal credit was great when making tech purchases, smaller more manageable chunks and when I had an issue their team walked me through what I needed to do to resolve it without a huge wait time. Reviewed on: 7th June 2024

It’s simple and easy to manage and is widely support...

5
It’s simple and easy to manage and is widely supported online making to easy to spread payments. Reviewed on: 7th June 2024

Used PayPal credit, 0% for first 4months, quick and...

5
Used PayPal credit, 0% for first 4months, quick and easy service.Thankyou Reviewed on: 7th June 2024

Always a good experience

5
It’s always a pleasure using paypal during online shopping Reviewed on: 7th June 2024

Used the service with no issues.

5
Used the service with no issues. Interest free over the first few months, hassle free. Reviewed on: 7th June 2024

Excellent service, reliable and fast.

5
Excellent service, reliable and fast. Reviewed on: 7th June 2024

always at hand when needed

5
fast and easy to use at hand when needed Reviewed on: 7th June 2024

Very fast money.

5
Very fast money. I am happy with this. Reviewed on: 7th June 2024

No 1 all over card

5
No 1 all over and excellent service Reviewed on: 7th June 2024

Good rate.

5
Good rate. Paypal is a safe secure way to pay for things. Repayments you can afford. Reviewed on: 7th June 2024

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