Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177164 reviews)

View other PayPal products

4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (177166)

Great service, simple to use, always easy to get a r...

Great service, simple to use, always easy to get a response quickly. Reviewed on: 7th June 2024

Always provided funds and reassurance when needed

Always provided funds and reassurance when needed Reviewed on: 7th June 2024

Favourable, costspreading and insured.

Always favourable, great way of spreading the cost of goods with an excellent insurance policy against rouge traders. Reviewed on: 7th June 2024

Easy simple to use and can be used on numerous websi...

Easy simple to use and can be used on numerous websites and businesses Reviewed on: 7th June 2024

Easy and clear payment terms, makes buying online a...

Easy and clear payment terms, makes buying online a safer and clearer process Reviewed on: 7th June 2024

Love using pay pall easy to use and fast

Love using pay pall easy to use and fast Reviewed on: 7th June 2024

I have never had a bad experience.

I have never had a bad experience. Anytime I have needed help someone is always there to help with my query. Reviewed on: 7th June 2024

Very easy to use.

Very easy to use. Love the credit Reviewed on: 7th June 2024

Good company fast sending many app working fine

Good company fast sending many app working fine Reviewed on: 7th June 2024

brilliant

Great excellent used since first iteration and no issues Reviewed on: 7th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Very Account
from Shop Direct 3.18 from 28 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 98455 reviews
Payments
from PayPal 4.71 from 3847 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub