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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177186 reviews)

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4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177189)

Excellent experience using PayPal for all purchases

Excellent experience using PayPal for all purchases Reviewed on: 7th June 2024

Paying off

So handy for large pricey items at helping pay them off with no interest! Reviewed on: 7th June 2024

Easy to apply for and understand.

Easy to apply for and understand. It is now my preferred way of paying with ebay and for bigger purchases. Easy to check on the PayPal app and can be paid off earlier without any penalties. Reviewed on: 7th June 2024

PayPal,my second wallet.

I have used pay pal for a few years now and they have never let me down. Financing my various purchases could not be easier and I trust them implicitly. The interest free credit is a real benefit and it makes money management easy. What’s not to like. I have never found a drawback. Reviewed on: 7th June 2024

It always comes in handy for larger purchases.

It always comes in handy for larger purchases. Reviewed on: 7th June 2024

Spreading the cost at zero cost.

Used for many years and it has really helped spreading the cost at zero cost. Reviewed on: 7th June 2024

Very secure and I know I can get help if needed.

Very secure and I know I can get help if needed. Reviewed on: 7th June 2024

I love PayPal!

I love PayPal! Convenient, simple and secure Reviewed on: 7th June 2024

I’ve never had an issue while I’ve been with PayPal...

I’ve never had an issue while I’ve been with PayPal Reviewed on: 7th June 2024

All have a good experience when dealing with pay pal

All have a good experience when dealing with pay pal Reviewed on: 7th June 2024

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