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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176767 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176795)

Overall good experience of PayPal credit.

Overall good experience of PayPal credit. When I've rung operators have been knowledgeable and helpful in sorting out any questions I had and explained things clearly. Only minor issue I've had was when trying to set up a direct debit on the app. I connected to my bank account but it wasn't available to highlight as a payment method. Kept going round in circles saying that it was done but wasn't available. I missed a payment due to this as a consequence. Not sure if it's a bug in the app system or something I was doing wrong but I was just following the prompts Reviewed on: 7th June 2024

Using PayPal its a lot easier to pay your online sho...

Using PayPal its a lot easier to pay your online shopping and they help to deal with your issues with the seller's. Reviewed on: 7th June 2024

I'm finding the 3 easy payment option really useful.

I'm finding the 3 easy payment option really useful. It's a great way to spread the cost over a few months and always recommend it to friends and family. Reviewed on: 7th June 2024

Always accessible when you need to pay

Always accessible when you need to pay Reviewed on: 7th June 2024

PayPal is so convenient and easy to keep track of.

PayPal is so convenient and easy to keep track of. Reviewed on: 7th June 2024

Excellent app easy to use

Excellent app easy to use works well for me it’s quick and information is at my fingertips Reviewed on: 7th June 2024

The best feature with PayPal is its simplicity.

The best feature with PayPal is its simplicity. Transactions are secure and easily managed. First class service. Reviewed on: 7th June 2024

Great product and service they’ve helped me a lot

Great product and service they’ve helped me a lot Reviewed on: 7th June 2024

Are a trustworthy company - no worries.

Are a trustworthy company - no worries.When paying by pay-pal,I know my payment is safe and if any problems- I know they will be swiftly sorted by them thus leaving me fully confident in the company and no worries. Reviewed on: 7th June 2024

Always made so easy good to get the extra time to pa...

Always made so easy good to get the extra time to pay at christmas as well so that helps Reviewed on: 7th June 2024

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