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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176838 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176850)

Secure and ease of access

Ease of use and clear information. Direct debit set with ease. Secure access. Ability to change payment amount without issue. Reviewed on: 7th June 2024

Paypal experience feedback.

My experience with PayPal is has been always the best, amazing customer service and everyone is always happy to help. Also my money is secured. 100%recomend PayPal. Reviewed on: 7th June 2024

PayPal 5*

I use PayPal on a daily basis, and have never been able to fault them. The service is easy to use and I never worry about storing money in my PayPal account. Reviewed on: 7th June 2024

Brilliant customer service and so convenient!

Brilliant customer service and so convenient!!! Reviewed on: 7th June 2024

PayPal app

PayPal app is so easy to use and understand Reviewed on: 7th June 2024

Good experience, still need inprovement in flex abil...

Good experience, still need inprovement in flex ability in providing finance Reviewed on: 7th June 2024

Convenient at all times

Paypal credit has always been good for me. The monthly plan isn't much also, gives you upto 4 months to pay back with no interest charge. Any kind of issue the customer service team are very helpful. You dont need to except the limit they give to You. you can always reduce this. The credit has helped me so much especially if you want to buy something online. Reviewed on: 7th June 2024

I prefer this instead of having a credit card so eas...

I prefer this instead of having a credit card so easy to keep on top. Reviewed on: 7th June 2024

I’m quite satisfied by PayPal service and facilities.

I’m quite satisfied by PayPal service and facilities. It’s reliable, fast and customer oriented service. I have been using this service without a doubt. Reviewed on: 7th June 2024

Paypal is a great way to spread costs.

Paypal is a great way to spread surprise costs. We have taken advantage of the 0% interest for 4 months at least twice this year. It can really dig you out of a hole sometimes! Reviewed on: 7th June 2024

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