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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176875 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176902)

excellent service

I contacted them to resolve refund issues, they always help quickly Reviewed on: 7th June 2024

Best credit facility out there!

I’ve been using PayPal credit for years now and I love the app for keeping tabs on my spending! Love the free credit option, but also being able to split the bill with friends and family for free. Reviewed on: 7th June 2024

I can always rely on paypal credit.

I can always rely on paypal credit. And PayPal can always rely on me Reviewed on: 7th June 2024

Everything went well, nothing went wrong.

Everything went well, nothing went wrong. Reviewed on: 7th June 2024

Very happy with the service I received

Very happy with the service I received Reviewed on: 7th June 2024

They're really easy to use and make everything so co...

They're really easy to use and make everything so convenient and safe. Reviewed on: 7th June 2024

Really simple to use fast transactions available on...

Really simple to use fast transactions available on so many sites making it easy to pay Reviewed on: 7th June 2024

PayPal is very easy quick and safe option for paying...

PayPal is very easy quick and safe option for paying online always my go to Reviewed on: 7th June 2024

It really helps me to make purchases and pay off ove...

It really helps me to make purchases and pay off over time Reviewed on: 7th June 2024

Value for money

Great service and value for money. Very simple to use and links well with my bank account Reviewed on: 7th June 2024

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