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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176939 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176959)

20 years using PayPal

Started using PayPal over 20 years ago when buying on eBay. I needed to purchase a more expensive item a few years ago and couldn’t afford it in one go but with PayPal credit I was able to buy it and pay it off over a couple of months. PayPal credit works well for me. Reviewed on: 7th June 2024

effortless and reliable

effortless and reliable have reused on multiple occasions especially like pay-in-3 option Reviewed on: 7th June 2024

PayPal offers great easy to use features

Had credit before and it’s a great alternative to a one time big buy, also easy for transferring to anyone you need to with the safety of PayPal fund security. Reviewed on: 7th June 2024

Paypal credit

By using paypal credit, I shop online with complete confidence and safety. Interest rates are reasonable and it's extremely easy to use and accepted by many retailers. Reviewed on: 7th June 2024

Loving it

It’s really handy and that it gives you four months to pay your balance off. I have used it a few times now, so it’s not putting myself on any pressure. Reviewed on: 7th June 2024

Love it gives me time to pay easy to use

Love it gives me time to pay easy to use Reviewed on: 7th June 2024

Never an issue with using PayPal

Never an issue with using PayPal, problems sorted in minutes over the phone and on line. Fee’s going up could create some getting used to however I don’t think the rate hike is enormously going to affect many. It’s a business after all. Always on hand when needed that’s the PayPal way. Reviewed on: 7th June 2024

PayPal credit has really helped me thanks PayPal

PayPal credit has really helped me thanks PayPal Reviewed on: 7th June 2024

Really enjoy using PayPal credit and pay in 3.

Really enjoy using PayPal credit and pay in 3.. Awesome products and simple to use .. Thanks Reviewed on: 7th June 2024

Hassle Free Purchasing with a Refund Guarantee .

Always been able to purchase with no issues. And offer a guaranteed protection in what you purchase.Making purchasing a hassle free enjoyable task. Reviewed on: 7th June 2024

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