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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176725 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176728)

Very simple system to use.

Very simple system to use. Always quick and efficient. Interacts well with the shop websites and always has great payment plans Reviewed on: 7th June 2024

Difficult to get a resolution sometimes

Difficult to get a resolution sometimes Reviewed on: 7th June 2024

Amazing I always use for online shopping and I love...

Amazing I always use for online shopping and I love it Reviewed on: 7th June 2024

Great service and very user friendly

Great service and very user friendly Reviewed on: 7th June 2024

True to be true

All good up to now as it goes seems ti be able to do what it says on the tin. Reviewed on: 7th June 2024

Life saver!

It’s helped me through birthdays and Christmas’ so I’m able to give my children what they deserve but not pay for it all at once. Reviewed on: 7th June 2024

Stress free

Makes it easy no stress explains everything Reviewed on: 7th June 2024

Easy to use and good customer support

Easy to use and good customer support Reviewed on: 7th June 2024

Using PayPal credit has helped me financially, being...

Using PayPal credit has helped me financially, being able to use the credit to help me get what I need and be slowly paying it back over time Reviewed on: 7th June 2024

Excellent!

Excellent! Really good offer and has helped loads! Reviewed on: 7th June 2024

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