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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176602 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176634)

I've been using PayPal for years, I use it for every...

I've been using PayPal for years, I use it for everything, the security provided is great, the ease of getting money back when not given what was ordered is unmatched. Anything I sign up for is through PayPal and the options are great, whether I use PayPal credit, pay in 3 of my own bank it's always well serviced Reviewed on: 7th June 2024

Always have a positive experience when using paypal

Always have a positive experience when using paypal Reviewed on: 7th June 2024

Given me the freedom for life un-expectancy’s

Been amazing for me has given me the freedom for life un-expectancy’s. Never had any trouble with using PayPal credit quick and instant to set up and use. Reviewed on: 7th June 2024

Good customer service.

Good customer service.Always able to help when needed. Reviewed on: 7th June 2024

Easy to use, no fuss, marked down as 9 to recommend...

Easy to use, no fuss, marked down as 9 to recommend to Friends and Family as ideally you shouldn’t borrow, but Paypal do provide interest free if completed in the agreed time, overall I find it good to have to make a purchase on say sale items between paychecks. Reviewed on: 7th June 2024

Really useful and great service excellent value

Really useful and great service excellent value Reviewed on: 7th June 2024

Safe secure payment options

PayPal has always been easy to use and offered Pay in 3 to me. Website shows clearly how much you owe and on which date. PayPal offers excellent security for payments and ensures your payments are covered. Reviewed on: 7th June 2024

Easy to use, good service .

Easy to use, good service . Useful and secure on all sites Reviewed on: 7th June 2024

PayPal credit 10/10

PayPal customer services have always been on hand to sort any problems that have arisen. There credit is very reasonable and easy to set up and use. changes can be made easily using the app. The app is straight forward and simple to use. High security on your account. Reviewed on: 7th June 2024

easily accessible very flexible way to pay

easily accessible very flexible way to pay Reviewed on: 7th June 2024

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