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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176573 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176578)

Financial Excellence

Prompt efficient payments with excellent security. Reviewed on: 7th June 2024

Excellent and easy to control!

Easy to control your spending and clear terms and conditions how to avoid paying fees! Reviewed on: 7th June 2024

Quite good, I just find the user interface hard to u...

Quite good, I just find the user interface hard to use and the payments are very ambiguous, can't say for what you pay and how much you got left of that payment Reviewed on: 7th June 2024

Absolutely amazing service.

Absolutely amazing service. I use it everywhere and couldn't be happier. Always feel protected and safe with any purchase. Reviewed on: 7th June 2024

PayPal credit has made my life a little easier.

PayPal credit has made my life a little easier. It allows me to build my credit score while spending without having another credit card in my purse. Reviewed on: 7th June 2024

Paypal is awesome!

I love paypal. It is safe, fast and offers various payment options such as pay in 4 months 0% interest. Really great and helpful. Reviewed on: 7th June 2024

Always reliable , top app to use for any payment.

Always reliable , top app to use for any payment. I recommend it to anyone , easy to use . This is next level Reviewed on: 7th June 2024

My experience has been so far until I was asked to...

My experience has been so far until I was asked to right this review but it wasn't long enough so now I'm complaining about having to right so much jus to get the next button to work Reviewed on: 7th June 2024

Great service with some issues

Inability to pay off PayPal credit balances from your PayPal balance and no way to have payments taken immediately from your bank account create issues. With substantial charges whenever a payment is rejected for any reason (such as not having transferred in enough money as other payments have come out in the time you wait for PayPal to process the charge.) it can be a real pain if you manage your account balances manually Reviewed on: 7th June 2024

All good things to say, I heavily use the 0% interes...

All good things to say, I heavily use the 0% interest options. Reviewed on: 7th June 2024

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