Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 176,386 reviews, last reviewed 11th Jul 2026
1277% increase in 5 star reviews
in the past 90 days
1144% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026
Claire s's avatar
Claire s

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026
C M's avatar
C M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (176508)

Great communication and lovely feedback

5
Great communication and lovely feedback Reviewed on: 6th June 2024

I'm skint lol

4
You reduced my limit without warning even tho I've been up to date with my payments !! But other than that never had a problem ✌️ Reviewed on: 6th June 2024

Great experience customer service excellent app easy...

5
Great experience customer service excellent app easy to use Reviewed on: 6th June 2024

Always easy and reliable to use , I also like the pr...

5
Always easy and reliable to use , I also like the protection on my purchases Reviewed on: 6th June 2024

Satisfied with the service.

5
Satisfied with the service.i can manage my finances Reviewed on: 6th June 2024

PayPal has changed the way I live my life.

5
PayPal has changed the way I live my life. It's been a relationship made in heaven because I can budget and get the know on what I spend, with the offer of paying for something over a period interest free. Absolutely Awesome Reviewed on: 6th June 2024

Resolved

5
Excellent resolution had an issue with an item and it was resolved Reviewed on: 6th June 2024

Best service and value for money

5
Best service and value for money Reviewed on: 6th June 2024

Costumer service

5
When I call fir help with one of my transactions I did not receive the help that i need it . Reviewed on: 6th June 2024

I’ve never had a problem and if there was an issue t...

5
I’ve never had a problem and if there was an issue they sorted it. Reviewed on: 6th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 97989 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3846 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 121 reviews
    PayPal
    View all products