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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176386 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176392)

Easy and convenient,safe and reliability

Easy and convenient,safe and reliability Reviewed on: 6th June 2024

I really like PayPal’s refund policy

I really like PayPal’s refund policy Reviewed on: 6th June 2024

Very easy to use and great payment options

It is so easy to see your balances and make payments, and I love the option to split payments over 3 or 4 months interest free. This allows me to budget for larger and unexpected purchases without incurring fees. Thank you PayPal! Reviewed on: 6th June 2024

Reliable and Convenient Financial Services.

I appreciate the Pay in 3 plan and PayPal Credit. Whenever I need assistance, I always receive it, and overall, I find the services very useful and reliable. Additionally, I use PayPal to send money to friends and family, which is a significant benefit. Reviewed on: 6th June 2024

Its really good help me on alot of places

Its really good help me on alot of places Reviewed on: 6th June 2024

PayPal for everything

I use PayPal everyday,in evergywhere Reviewed on: 6th June 2024

Easy to use

The app is easy to use and managing what payments are due is easy Reviewed on: 6th June 2024

Used PayPal for many years ,can’t fault it .

Used PayPal for many years ,can’t fault it .if a website uses it ,I shop with confidence Reviewed on: 6th June 2024

My experience thus far has been nothing but positive.

My experience thus far has been nothing but positive. The application is easy to use, and helps with managing my account. Reviewed on: 6th June 2024

No issue best service.

No issue best service. Always have an offer all the time Reviewed on: 6th June 2024

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