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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176231 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176271)

As usual PayPal is the business the tops

As usual PayPal is the business the tops Reviewed on: 6th June 2024

Trustworthy PayPal

Easy and straight forward transactions and safe Reviewed on: 6th June 2024

Very pleased with ease of using and flexibility.

Very pleased with ease of using and flexibility. Reviewed on: 6th June 2024

PayPal is one of the easiest ways to pay!

PayPal is by far the easiest and safest way to pay! The fact they have PayPal credit and pay on 3 makes it so affordable for someone who can’t afford to pay a large sum upfront! I’ll be using PayPal for nearly every transaction Reviewed on: 6th June 2024

Everything great, service, simplicity,

Everything great, service, simplicity, Reviewed on: 6th June 2024

Have a look and then sign up

Very easy to use and manage your monthly outgoings, makes it easier to take control of your finances Reviewed on: 6th June 2024

Easy to use and efficient.

It's super easy to use, and almost every website has the option to pay with PayPal. Reviewed on: 6th June 2024

PayPal Credit made my day with a massive joy

PayPal made my day when my credit card application was approved, I couldn’t believe how easy they made it be for me the day I applied because I never saw it coming and the credit was delivered immediately, seeing it with my eyes, I couldn’t believe it until I made a purchase online and made payment through PayPal Credit, it was a massive joy. They are the best, I give it to them 100%. Reviewed on: 6th June 2024

I can always use PayPal whether I have money or...

I can always use PayPal whether I have money or not Reviewed on: 6th June 2024

I love PayPal credit I can buy something that’s expe...

I love PayPal credit I can buy something that’s expensive and have time to pay it off without having to pay interest which is a great help Reviewed on: 6th June 2024

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