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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168513 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168513)

Always helpful

Always helpful when I call with queries, easy to manage Reviewed on: 30th May 2024

Always had good experience with paypal

Always had good experience with paypal, easy and convenient Reviewed on: 30th May 2024

Freedom & Security

PayPal allows me to pay safely online and PayPal Credit allows me to manage my own finances. Reviewed on: 30th May 2024

Great service

I always use PayPal for extra security. Never really had a problem that I can rember. Reviewed on: 30th May 2024

Great service, easy access to credit and helpful wit...

Great service, easy access to credit and helpful with resolutions. Reviewed on: 30th May 2024

Safe convenient way to pay on line

Safe convenient way to pay on line Reviewed on: 30th May 2024

Good service and very helpful when need support

Good service and very helpful when need support Reviewed on: 30th May 2024

Good communication and information on how my credit...

Good communication and information on how my credit is working and what I have to pay back. Each month I get a monthly breakdown of anything I need to pay back and payment schedule. Any concerns or issues I have raised have always been responded in good time. Reviewed on: 30th May 2024

I have used PayPal credit for 3 years now, it’s neve...

I have used PayPal credit for 3 years now, it’s never charged me any interest on any of my purchases and I always look to use it whenever I can Reviewed on: 30th May 2024

By far the best!

Paypal is by far the best way for safe and secure transactions.they give me peace of mind when I buy from new sites.they have been a huge help over the years I've used them.***** Reviewed on: 30th May 2024

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