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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168808 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168869)

Reliable and easy and gives me flexibility when maki...

Reliable and easy and gives me flexibility when making purchases. Reviewed on: 31st May 2024

PayPal credit is easy to access and use.

PayPal credit is easy to access and use. Reviewed on: 31st May 2024

Easy to use and dependable .

Easy to use and dependable . Apps is not complicated to use Reviewed on: 31st May 2024

Fantastic for those emergency buys...

PayPal is a brilliant tool for those emergency buys before payday and the availability to pay off over four months can be really helpful for those moments when you have an emergency such as in the need of new appliances. It’s fantastic and very reliable. Reviewed on: 31st May 2024

Verry handy and reliable.

Verry handy and reliable. Easy access, good terms and plenty of places when we can use it Reviewed on: 31st May 2024

Its the more secure way of transferring funds

Its the more secure way of transferring funds Reviewed on: 31st May 2024

I have used PayPal for years

I have used PayPal for years and they have always been great and helpful in protecting my money when I've had issues. Reviewed on: 31st May 2024

It’s extremely easy to use, and manage payments etc.

It’s extremely easy to use, and manage payments etc. only drawback is that it doesn’t contribute to your credit score Reviewed on: 31st May 2024

Regular user of PayPal credit and PayPal.

A regular user of PayPal credit and PayPal. Easy to use. Widely accepted. Brilliant service. Reviewed on: 31st May 2024

It's a benefit that I enjoy every time

It's a benefit that I enjoy every time Reviewed on: 31st May 2024

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