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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (167287 reviews)

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4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (167410)

I always use it for aspirational purchases.

I always use it for aspirational purchases. I see something I want, I can buy it with one of many of pay pals options. It’s the best. Reviewed on: 27th May 2024

Very good very good very good can’t beat it

Very good very good very good can’t beat it Reviewed on: 27th May 2024

Excellent payment options when you don’t have the mo...

Excellent payment options when you don’t have the money to pull out in one payment. Makes life easier and family super happy they receive what they want for birthdays and Christmas Reviewed on: 27th May 2024

Can be tricky to get hold of them but once you do th...

Can be tricky to get hold of them but once you do they are very helpful Reviewed on: 27th May 2024

Good lending periods and communications!

Good lending periods and communications! Reviewed on: 27th May 2024

Please send me the £1,000

I'm very happy thank Very much,,, InshaAllah I will Savoz £1,000 Reviewed on: 27th May 2024

Love that you get 0% on purchases for 4 months

Love that you get 0% on purchases for 4 months which is really fair. It has helped me purchase so many higher cost items. Reviewed on: 27th May 2024

Never had a problem with PayPal after 22 years

Never had a problem with PayPal after 22 years Reviewed on: 27th May 2024

useful facility

The facility allows you to borrow for four months without incurring any interest charges which makes it a lot more possible to afford those significant purchases. Generally better than using a credit card given the long interest free period. Reviewed on: 27th May 2024

0% rate should be given for a longer period of time...

0% rate should be given for a longer period of time not only 3-4- months Reviewed on: 27th May 2024

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