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PayPal: PayPal Credit reviews

4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (169620)

Easy to use , friendly customer serviceI use pay pal...

5
Easy to use , friendly customer serviceI use pay pal all the time as it safe and secure.. Reviewed on: 1st June 2024

Outstanding!!!

5
Excellent and I love the Pay in 3. Thank You PayPal Reviewed on: 1st June 2024

It's always a smooth experience when using my credit.

5
It's always a smooth experience when using my credit. Reviewed on: 1st June 2024

PayPal credit is great give me plenty of time to pay...

5
PayPal credit is great give me plenty of time to pay of online purchases highly recommend Reviewed on: 1st June 2024

Simple to use but actual cost sometimes hard to calc...

5
Simple to use but actual cost sometimes hard to calculate Reviewed on: 1st June 2024

Easy to use.

5
Easy to use. Always reminded of transactions coming up. Easy to transfer money or pay off early. Reviewed on: 1st June 2024

Like their pay in 3 options also 4 months interest f...

5
Like their pay in 3 options also 4 months interest free for every purchase above £99 Reviewed on: 1st June 2024

They have been always excellent and fair

5
They have been always excellent and fair Reviewed on: 1st June 2024

This gives a bit of breathing space but is flexible...

5
This gives a bit of breathing space but is flexible when you need to buy something either unexpected or expensive. Reviewed on: 1st June 2024

The 4 month interest free credit is extremely useful...

5
The 4 month interest free credit is extremely useful for higher purchases. I use quite regular for trips and holidays to be able to spread the cost and manage my budget accordingly Reviewed on: 1st June 2024

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