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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (159486 reviews)

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4.73

Based on 154,578 reviews, last reviewed 6th Jul 2026

1452% increase in 5 star reviews

in the past 90 days

1727% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always find them extremely helpful and any issues re... Always find them extremely helpful and any issues resolved quickly Reviewed on: 6th July 2026

Latest lowest rating:

2

Ripped off by seller. Ripped off by seller. PayPal was zero use in getting any .money back. Would not use again. Reviewed on: 6th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (159495)

Brilliant Service allover in the app the best

Brilliant Service allover in the app the best Reviewed on: 11th May 2024

Ease, useful , love pay in 3! Safe & sound

Ease, useful , love pay in 3! Safe & sound. The app is good to navigate and everything is clearly located. Great log in with Face ID. Fair times. Reviewed on: 11th May 2024

Great service, gives me opportunity to spread my pay...

Great service, gives me opportunity to spread my payments without paying any interest. If you use it smart, it helps you manage your finances. Reviewed on: 11th May 2024

HWP ( Help with payments )

Never had a problem with payment’s time to pay back as I am monthly payed it helps till payday Reviewed on: 11th May 2024

I’ve used PayPal for years, it’s the most convenient...

I’ve used PayPal for years, it’s the most convenient and secure way to send and receive money. Reviewed on: 11th May 2024

Fantastic bank with fantastic app features

Fantastic bank with fantastic app features Reviewed on: 11th May 2024

PayPal Very easy to use.

Very easy to use. Customer service have always been very efficient and friendly to deal with. PayPal credit is so easy to apply for and can be linked to various other services. Reviewed on: 11th May 2024

I haven't had any bad experiences, although for PayP...

I haven't had any bad experiences, although for PayPal credit their way of paying off certain plans could be way better. Reviewed on: 11th May 2024

Great customer service with smooth transactions

Great customer service with smooth transactions Reviewed on: 11th May 2024

Honest very good

I use PayPal credit to shopping online it worked if u spend more than 100 You have option to pay in 3 i love it Reviewed on: 11th May 2024

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