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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (158022 reviews)

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4.73

Based on 154,578 reviews, last reviewed 6th Jul 2026

1452% increase in 5 star reviews

in the past 90 days

1727% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always find them extremely helpful and any issues re... Always find them extremely helpful and any issues resolved quickly Reviewed on: 6th July 2026

Latest lowest rating:

2

Ripped off by seller. Ripped off by seller. PayPal was zero use in getting any .money back. Would not use again. Reviewed on: 6th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (158033)

Great!

Easy to use and lots of options plus easy to manage via the app Reviewed on: 8th July 2022

Amazing

I have the freedom to buy and to pay back when I want it’s allowed me to not stress about ordering something and waiting for money to go back on my card. Thank you for making life easier! Reviewed on: 8th July 2022

Fantastic

Use it all the time for big purchases Reviewed on: 8th July 2022

Excellent Choice of Stores to use

The vast majority of stores I use online accept PayPal and being to use PayPal credit is excellent for larger purchases and it’s quick and easy Reviewed on: 8th July 2022

Quick and Low Cost Finance

My most recent purchase using Paypal Credit was on Ebay for a Royal Doulton James Bond Skyfall Bulldog. The instalment plan for the payment was immediately accessible and my payment was made immediately to my seller. This was really 007 Service!! Reviewed on: 8th July 2022

Really good

Would like to be offered a credit increase every now and again Reviewed on: 8th July 2022

Easy to use and widely available

Easy to use and widely available from retailers Reviewed on: 8th July 2022

Best online money tool

There are many options to pay little interest on your purchases. Reviewed on: 8th July 2022

BRILLIANT!

PayPal is by far the best third party provider for payments and transactions. Their security when paying online, ease of payment, transfers to friends, family and businesses and credit option (plus pay in 4 months interest free) make them a market leader and I highly recommend them! Reviewed on: 8th July 2022

Quick and easy - a lifesaver!

Love the options to split purchases into 3 equal instalments, it really helps to spread the cost of smaller purchases. The 4 instalment plan for bigger purchases has also come in useful as well, it's far more beneficial than just putting it on a credit card that has to be paid off in full the following month Reviewed on: 8th July 2022

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