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PayPal: PayPal Credit reviews

4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (169620)

LOVE PAYPAL

5
Love PayPal so easy to use the customer service is excellent Reviewed on: 1st June 2024

Love the 4 month interest free for over £99 purchase...

5
Love the 4 month interest free for over £99 purchase Reviewed on: 1st June 2024

Very easy to use, statements are clear and the inter...

5
Very easy to use, statements are clear and the interest rates are good value for money Reviewed on: 1st June 2024

Clear what you owe and when payment are due

5
Clear what you owe and when payment are due, plus reminders so don't get behind. Payment options are easy to use too making life more affordable. Reviewed on: 1st June 2024

A very good company

5
A very good company, easily accessible, widespread use and able to use with most companies. Easy to use and a very quick process from start to finish. Reviewed on: 1st June 2024

So easy to use excellent credit facility

5
So easy to use excellent credit facility Reviewed on: 1st June 2024

Recommended

5
It’s easy to use and convenient, it gives you far more control than a credit card Reviewed on: 1st June 2024

Great service!

5
Happy about the service, and payment plans Reviewed on: 1st June 2024

They are when you need!

5
I got that credit in the most needed of my life. Reviewed on: 1st June 2024

Everything is easy to do !

5
Everything is easy to do ! app is easy to use and understand. I'm using PayPal credit for years without any problems! Highly recommended! Reviewed on: 1st June 2024

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