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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (159486 reviews)

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4.73

Based on 154,578 reviews, last reviewed 6th Jul 2026

1452% increase in 5 star reviews

in the past 90 days

1727% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always find them extremely helpful and any issues re... Always find them extremely helpful and any issues resolved quickly Reviewed on: 6th July 2026

Latest lowest rating:

2

Ripped off by seller. Ripped off by seller. PayPal was zero use in getting any .money back. Would not use again. Reviewed on: 6th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (159495)

Amazing!

Great Service. Everything is so easy to do. Reviewed on: 1st August 2023

Exelent company

Paypal became in my favorite way to pay. Very easy, very suitable, very organic. I love it. Pay in 3 is the best Reviewed on: 1st August 2023

A handy tool for those rainy days...

Since its early days paypal has grown massively and is accepted as a worldwide payment method by countless retailers and the features of paying 4 months later with no interest or splitting into 3 equal payments is unmatched, they're secure and getting in touch is simple and fast..a life saver in many scenarios..I can't recommend more as long as you keep the repayments you can't go wrong..throughly recommend Reviewed on: 1st August 2023

Very convenient & safe to use.

I can trust payments through PayPal without any hesitation. It's truly convenient and safe to use. Overall trustworthy and worry free payments can be done via PayPal. Reviewed on: 1st August 2023

Amazing and easy

I love PayPal and 4 months interest free payment Reviewed on: 1st August 2023

PayPal is the best Credit Company in the UK

PayPal is the best Credit Company in the UK offering options like Pay in 3 or using your PayPal credit straight away when you want to buy online. Reviewed on: 1st August 2023

PayPal Credit

PayPal Credit is available on every purchase over £99 giving you 4 monthly repayments interest free. If however, you failed to repay the amount within the 4 months interest would be applied. Basically PayPal is there for you in both instances. PayPal also offer other credit repayment options allowing you to budget easily. With all that and a money back safety net for purchases that may go wrong plus the safety of shopping without adding your credit card/bank details what more could you need. Reviewed on: 1st August 2023

Freedom to shop online safely

Since arranging my PayPal credit I have been pleasantly surprised at how simple it is to setup, use and pay. I get a clear view of every transaction and the flexibility to pay extra when I choose to do so. No fuss credit and fabulous service. Reviewed on: 31st July 2023

PAYPAL is excellent service

Paypal is excellent especially using Paypal credit intrest free plan 3 monthly installments I would recommend paypal Reviewed on: 31st July 2023

Flexible Financing Made Easy: A Great Experience with PayPal Credit

I had a fantastic experience with PayPal Credit! Applying was quick and straightforward, and I got approved instantly. The flexibility to pay over time with promotional financing options was a game-changer, especially for larger purchases. It's so convenient to use for online shopping, and the added layer of security gave me peace of mind. PayPal Credit is now my preferred choice for managing my finances. Highly recommend it! Reviewed on: 31st July 2023

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