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PayPal: PayPal Credit reviews

4.73
Based on 154,578 reviews, last reviewed 6th Jul 2026
1452% increase in 5 star reviews
in the past 90 days
1727% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always find them extremely helpful and any issues re... Always find them extremely helpful and any issues resolved quickly Reviewed on: 6th July 2026
Ruth B's avatar
Ruth B

Latest lowest rating:

2

Ripped off by seller. Ripped off by seller. PayPal was zero use in getting any .money back. Would not use again. Reviewed on: 6th July 2026
Kwest's avatar
Kwest

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (158026)

Paypal

5
Very good company easy to use reasonable costs Reviewed on: 8th July 2022

Its amazing

5
Its better than loan and banking procedures Reviewed on: 8th July 2022

Mr. Rajendrakumar Patel

5
This is the best scheme for PayPal credit system. Very useful for who have problem with low income and difficult to pay money. I will recommend my friends and family. Thank you. Reviewed on: 8th July 2022

PayPal is a trusted company

5
I will recommend PayPal to friends and families because the service is fantastic. Reviewed on: 8th July 2022

Very easy to use

5
Very easy to make a payment with paypal credit and it gives enough time to pay it back and interest free Reviewed on: 8th July 2022

Fees are silly now

4
Avoid PayPal credit. Don't get trapped in it. Reviewed on: 8th July 2022

The most convenient and easy Credit card option

5
Paypal credit has been a huge financial lifeline for me and my family Easy to use and easy to manage and very efficient customer services with plenty of little perks such as discounts on purchases and options to spread costs of purchases. Very easy to manage and navigate Paypal App Reviewed on: 8th July 2022

Amazing

5
PayPal credit has helped so much with purchases and the ease of checkout, I have never had an issue with payments. It is really helpful! Thanks Reviewed on: 8th July 2022

All good

5
All good Reviewed on: 8th July 2022

Credit Made Simple!

5
So straight forward to use and so supported by a brilliant company. Would highly recommend. Reviewed on: 8th July 2022

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