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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (159486 reviews)

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4.73

Based on 154,578 reviews, last reviewed 6th Jul 2026

1452% increase in 5 star reviews

in the past 90 days

1727% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always find them extremely helpful and any issues re... Always find them extremely helpful and any issues resolved quickly Reviewed on: 6th July 2026

Latest lowest rating:

2

Ripped off by seller. Ripped off by seller. PayPal was zero use in getting any .money back. Would not use again. Reviewed on: 6th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (159497)

Easy to use

I have purchased a few things over £99 - instant 4 months interest free credit - easy to use - very good Reviewed on: 12th August 2022

Good credit provider

I find PayPal credit one of the best. Especially with the offers when purchasing with it. Reviewed on: 12th August 2022

Great way to pay

Very easy and helpful way to pay for items that coast over 100£ Reviewed on: 12th August 2022

Great way to shop

Very easy and convenient way to pay for goods and services Reviewed on: 12th August 2022

Lethall

Comes in handy wen the moneys tight Reviewed on: 12th August 2022

Simply the best

Paypal is my go to mode of payment online - super easy to use and safe as well which is always a major plus. Reviewed on: 12th August 2022

Paypal credit

Paypal credit allows me to spread larger payments over a period of time without worrying about how I will pay for it upfront. It's flexible and gives me the free to pay a large amount back or a small amout back each time. Reviewed on: 12th August 2022

Paypal Credit - Would I recommend?

Paypal Credit is EXTREMELY convenient. They gave me a very generous credit limit and the express checkout option offered by almost every retailer has made buying things online absolutely quick and easy. The one major downside I have with the system however is the transaction/activity page on the Paypal website. It is extremely confusing to understand the balance owed etc. I think this could do with a much-needed overhaul. Overall I would recommend but only to those who can keep track of their spending wisely since PayPal doesn't offer much help! Reviewed on: 12th August 2022

Simple and straight-forward.

Paypal credit has made life more affordable. Love it. Reviewed on: 12th August 2022

Paypal

It’s quick and easy and great way for people to pay for stuff when they don’t have the money but pay in the end so thank you ;) Reviewed on: 12th August 2022

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